Customized services for all your needs
Tailored mortgage solutions to guide you through every step of your journey — whether it's a first purchase, refinancing, or an investment project.
Our Mortgage Services
We offer a comprehensive range of mortgage services to guide you through each step of your mortgage journey.
Buy your first property
We guide you through the process of buying your first property, helping you understand the available options and getting the best rate.
- Pre-approval
- Advice on programs
- Customized guidance
Mortgage Refinancing
Optimize your current mortgage to free up funds, reduce monthly payments or finance important renovations.
- Access to net value of your property
- Consolidation of high-interest debt
- Financing of important projects
Mortgage Renewal
Get the best conditions when renewing your mortgage, without stress or administrative hassles.
- Negotiation of best rates
- Review of your financial situation
- Comparison of market offers
Real Estate Investment
Finance your real estate investment projects with tailored solutions to your long-term growth goals.
- Location-based real estate financing
- Portfolio growth strategies
- Rentability analysis
Consolidation of Debt
Consolidate your debt at high-interest rates into a single mortgage at favorable rates to save your money.
- Monthly payment reduction
- Simplification of your finances
- Substantial interest savings
Mortgage Insurance
Protect your investment and family with customized insurance solutions tailored to your mortgage.
- Mortgage life insurance
- Protection in case of injury
- Protection in case of serious illness
WHY CHOOSE A MORTGAGE BROKER?
Discover the benefits of working with a mortgage broker for your next real estate mortgage.
Access to multiple brokers
Unlike banks that only offer their own products, we have access to over 25 financial institutions to offer you the best options.
Negotiation of best rates
We negotiate with your name to get the best rates and favorable terms that you wouldn't get alone.
Free and without obligation
Our services are generally free for you, as we are paid by mortgage lenders when a mortgage is finalized.
Expertise and personalized advice
Get expert advice tailored to your unique situation and an ongoing support throughout the process.
A Simplified Process
A simple and effective process to guide you through each step of your mortgage loan.
Initial consultation
We discuss your needs, goals, and financial situation to understand your project.
Collect Documents
We gather the necessary documents to prepare your mortgage application.
Negotiation and Search
We search for the best offers from our financial partners and negotiations with your name.
Approval and Finalization
We assist you until the final approval and signature of documents at the notary.
Competitive Rates
* Some conditions may apply. Subject to change without notice.
1 year
4.89%
Fixed3 years
3.89%
Fixed5 years
3.99%
Fixed7 years
4.59%
FixedVariable
3.6%
VariableOur Client Reviews
Discover what our clients say about their experience with Athena Milan
"Service exceptionnel du début à la fin. J’ai été accompagnée avec clarté et transparence, et j’ai obtenu un taux que je n’aurais jamais eu seule."
Julie Tremblay
"Rapide, efficace et rassurant. Tout a été simple et fluide, même dans un contexte stressant. Une vraie tranquillité d’esprit."
Caroline Lavoie
"Très professionnel et à l’écoute. Il a pris le temps de bien comprendre ma situation et de m’expliquer chaque étape. Je recommande sans hésiter."
Martin Gagnon
"Service exceptionnel du début à la fin. J’ai été accompagnée avec clarté et transparence, et j’ai obtenu un taux que je n’aurais jamais eu seule."
Julie Tremblay
"Rapide, efficace et rassurant. Tout a été simple et fluide, même dans un contexte stressant. Une vraie tranquillité d’esprit."
Caroline Lavoie
"Très professionnel et à l’écoute. Il a pris le temps de bien comprendre ma situation et de m’expliquer chaque étape. Je recommande sans hésiter."
Martin Gagnon
FREQUENTLY ASKED QUESTIONS
Find answers to your most frequently asked questions
01. What is a mortgage pre-approval?
A pre-approval is a preliminary assessment of your borrowing capacity. It gives you a maximum amount you can borrow and a guaranteed rate for a set period, usually 90 to 120 days.
02. What is the difference between fixed and variable rates?
A fixed rate stays constant throughout the term, offering payment stability. A variable rate fluctuates with the Bank of Canada's key rate, potentially more advantageous but with more risk.
03. How much down payment do I need?
In Canada, the minimum down payment is 5% for properties under $500,000, 10% for the portion between $500,000 and $1M, and 20% for properties over $1M. I can help you explore your options.
Schedule an Appointment
Book a personalized consultation to discuss your mortgage needs and get tailored advice.